How UL Compares

Feature	Term Life	Whole Life	Universal Life This Page
Coverage Length	10–30 years	Lifetime	Lifetime (flexible)
Premiums	Lowest	Fixed, higher	Adjustable
Cash Value	None	Guaranteed growth	Interest credited (varies by design)
Best For	Income protection	Legacy & guarantees	Adaptable needs & flexibility

Privacy Policy

Introduction

Bright Horizon Financials (“we,” “our,” or “us”) respects your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, and safeguard your information when you interact with our website and services.

Information We Collect

Personal details you provide (such as name, phone number, email).
Information shared when requesting a quote, filling out a form, or contacting us.
Basic technical data (such as browser type, pages visited, IP address).

How We Use Your Information

To respond to inquiries and provide requested services.
To improve our website and customer experience.
To send important updates, offers, or policy information.

Sharing of Information

We do not sell or rent your personal information. We may share it only with trusted partners who help deliver our services, or if required by law.

Data Security

We use reasonable safeguards to protect your information from unauthorized access or disclosure. However, no method of transmission over the internet is fully secure.